Thank you for being here. This space reflects both my path and purpose.

I am a Manileña who spent part of my childhood on my father's mahogany farm in Mindoro, where I witnessed firsthand the resilience of the Mangyan communities. That experience shaped my early understanding of discipline, perseverance, and social responsibility.

In my early teens, I received a full academic scholarship to study in Singapore, where I earned an Honors degree in Economics from the National University of Singapore. Immersing myself in one of Asia’s most competitive academic environments challenged me intellectually and broadened my global perspective. 

I began my career in market risk at the best global commodity trading firms. These days, I work in credit risk at a California-based credit union, where I focus on portfolio health, risk analytics, and lending strategies. 

Outside of work, I’m continually exploring the intersection of finance, culture, and real-world impact. This blog was created exactly for that. 

Thanks for reading!